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Our card payments service
This summary shows our charges for card payments, and other important information about our service.
You can use this to compare our service with other providers, to find the best deal for you.
We are required to provide this information by the Payment Systems Regulator.
Your costs for accepting common individual card payments5
| Mastercard | VISA | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| UK-based card | Debit2 | Credit3 | Business4 | Debit2 | Credit3 | Business4 | Additional charges per transaction | ||||
| In person6 | percent% | percent% | percent% | percent% | percent% | percent% | Authorisation fee | £rate | |||
| Online/phone7 | percent% | percent% | percent% | percent% | percent% | percent% | |||||
| Other potential transaction charges | Chargeback fee | £rate | Revival fee | £rate | |||||||
Your costs for accepting common individual card payments5
| Mastercard | ||||
|---|---|---|---|---|
| UK-based card | Debit2 | Credit3 | Business4 | |
| In person6 | percent% | percent% | percent% | |
| Online/phone7 | percent% | percent% | percent% | |
| VISA | ||||
| UK-based card | Debit2 | Credit3 | Business4 | |
| In person6 | percent% | percent% | percent% | |
| Online/phone7 | percent% | percent% | percent% | |
| Additional charges per transaction | Authorisation fee | £rate | ||
| Other potential transaction charges | Chargeback fee | £rate | |
|---|---|---|---|
| Revival fee | £rate | ||
Example
| If your customer uses a Mastercard personal debit card in person to purchase a £1O item, you would pay: | £rate(percent% of £rate) | +£rate(authorisation fee) | =£rate |
|---|---|---|---|
| If your customer uses a VISA personal credit card online or by phone to purchase a £1O item, you would pay: | £rate(percent% of £rate) | +£rate(authorisation fee) | =£rate |
Example
| If your customer uses a Mastercard personal debit card in person to purchase a £1O item, you would pay: | ||
|---|---|---|
| £rate(percent% of £rate) | +£rate(authorisation fee) | =£rate |
| If your customer uses a VISA personal credit card online or by phone to purchase a £1O item, you would pay: | ||
| £rate(percent% of £rate) | +£rate(authorisation fee) | =£rate |
Other monthly charges
| Point-of-sale terminal (per terminal per month) | £rate |
|---|---|
| Gateway8 | included |
| PCI DSS service fee9 | £rate |
| Minimum monthly service charge (MMSC)10 | £rate |
Other details
| Settlement time | Next Day |
|---|---|
| Payment brands accepted |
VISA MASTERCARD AMERICAN EXPRESS JCB Diners |
- The proportion of your transactions represented by each card type.
- Personal debit cards.
- Personal credit cards.
- Business debit cards.
- These are the most commonly used cards for most merchants. You pay us a percentage of each card payment you receive. This varies depending on the type of card. You may also accept other card brand and types, which may cost more. You can see the cards you accept in your transaction information.
- A card payment where the card, cardholder and merchant are all in the same place.
- A card payment where the card, cardholder and merchant are not all in the same place.
- A service for capturing and transferring payment data.
- Charges relating to your compliance with card security and anti-fraud standards.
- Amount payable if your monthly transaction charges do not meet a minimum agreed amounts.
Our card machine prices and fees.
We know that if you're interested in taking card payments, you'll want to understand how much it could cost.
To help you get an idea of what your costs could look like, we've created a simple calculator. Just enter your details, and we'll provide you with an indicative cost, based on what you put in.
We offer a range of different prices, and from a more detailed conversation with you, we can work out exactly what we can offer based on your business needs.
Speak to us today to find out more.
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Why choose takepayments?
It's your money so why wait for it? Keep your cash flowing with next day settlement.
Thousands of customers have already gone online to express their satisfaction with the 5 star service we provide.#
Our Welcome Team will get you transacting quickly and confidently and will be there if you've any questions.
You don't have to worry about being tied in, we have a range of different contract lengths, depending on what you need.
See what our customers are saying
We're rated 5 stars on Trustpilot
Terms and conditions apply.
Businesses will be required to enter into and maintain a separate contract with an acquiring bank nominated by takepayments for the processing of the card transactions. Under the contract with the acquiring bank, transaction charges and other fees will apply.
*This service is available to takepayments Limited customers who are accepted for Barclaycard acquiring services and is subject to Barclaycard’s approval. Next day settlement refers to the next banking day. Your card machine’s banking window function must be performed before 8:30pm in order to receive settlement the next banking day. Transactions processed via Ecommerce pay pages, pay by link and virtual terminals may be subject to different settlement timescales.
#Correct as of July 2023.
